Retirees

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Managing the transition to retirement

Retirees and those approaching retirement must face the dual challenge of low-interest rates and living longer. How do you generate enough income to maintain your lifestyle and not run out of money without taking on too much risk?

Manage these risk factors:

  • Stock market volatility

  • Loss of purchasing power

  • Paying too much income tax

  • Outliving your savings

Our pension style investment management and retirement planning can lead to more income in retirement. 

 

Benefit from:

  • Low volatility investment, reduce downside risk

  • Tax efficient investing beyond registered savings plans (RRSP, TFSA, etc.)

  • Withdrawal strategies to minimize tax

  • Determining when to start CPP and Old Age Security (OAS)

  • Accessing property and insurance asset value 

  • Reducing exposure to OAS claw-back

  • Income splitting opportunities