Retirees

Managing the transition to retirement

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Retirees and those approaching retirement must face the dual challenge of low-interest rates and living longer. How do you generate enough income to maintain your lifestyle and not run out of money without taking on too much risk?

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Manage these risk factors:

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• Stock market volatility

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• Loss of purchasing power

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• Paying too much income tax

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• Outliving your savings

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Our pension style investment management and retirement planning can lead to more income in retirement. 

 

Benefit from:

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• Low volatility investment, reduce downside risk

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• Tax efficient investing beyond registered savings plans (RRSP, TFSA, etc.)

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• Withdrawal strategies to minimize tax

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• Determining when to start CPP and Old Age Security (OAS)

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• Accessing property and insurance asset value 

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• Reducing exposure to OAS claw-back

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• Income splitting opportunities

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